National Credit Guarantee Trustee Company (Government of India)

Credit Guarantee Scheme for Startups (CGSS)

Open · Verified 20d ago

Collateral-free credit guarantee that backs working-capital and term loans from banks, NBFCs, and venture debt funds to DPIIT-recognized startups.

general · growth · scaling

Eligibility notes

Guarantee cover up to ₹20 crore per borrower (85% cover up to ₹10 crore, 75% above that). Annual Guarantee Fee reduced to 1% p.a. for the 27 Champion Sectors. Applied for through a participating lender, not directly — rolling, no application deadline.

View official page →